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Your limit just grew
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Approve your debit order
We need your OK before {{ dueDateLabel }} to collect your payment. It only takes a minute.
Outstanding loan
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Collection dates
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Active Loan
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Outstanding balance
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My Agreement
Every loan you have taken, with its contract and paid-up letter.
No loans yet
Your first loan and its contract appear here.
Accounts
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Your accounts
Open a new account
Choose one and we will send your request to applications@ecoloans.co.za.
Calendar
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Quik1 Card
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Rewards
How your account is growing. Interest you have already paid counts toward your next limit.
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Five stars is our best-performing account. Your rating grows as you pay on time and settle loans.
Refer a friend
Get 10% off your next charge
For every friend who signs up and repays their first loan. Up to 30% off.
Statements
A monthly record of your account, ready to send to a bank or landlord.
No statements yet
Your first statement is issued on the first of the month after you draw.
The current month runs to date. A final statement is issued on the first of next month.
Documents
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Profile
We pay you into, and collect from, this account. Changing it means approving a new debit order.
Help
Real people, 08:00–18:00 SAST.
Status
Application {{ reference }}
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Funds land in the account ending 4471. Most payouts clear within two hours on a banking day.
No signup
Answer these and we show what a Quik1 loan would look like. Nothing is saved and nothing is applied for.
Rent, transport, food, airtime, other debit orders.
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An estimate, not an offer. A real loan needs your bank statement, proof of income and ID, which Quik1 AI checks before an assessor approves it.
Borrow from R500 and pay it back on payday. One flat fee of {{ ratePct }}, and you'll know in minutes.
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Your application goes to our team at applications@ecoloans.co.za for approval before you can borrow.
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Reference {{ suRef }} · Questions? applications@ecoloans.co.za

This changes the documents we ask for.
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Top-ups unlock as your account grows. Keep paying on time.
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Repay over
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Pick the closest match.
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Tap each one. When all four have a tick, you can continue.
To qualify
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One PDF straight from your banking app. We read it, we never store your login.
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One capture, about fifteen seconds.
Your application
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You'll get a decision, but payout only happens once your ID is captured.
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My credit



Nothing needs you right now.
Paid-up letter
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Issued automatically by Ecoloans (Pty) Ltd, trading as Quik1, a credit provider registered with the National Credit Regulator. No signature is required; the reference above verifies the letter against our records. Credit bureaux are updated within seven days of settlement.
Small credit agreement
Concluded under the National Credit Act 34 of 2005 between Ecoloans (Pty) Ltd, trading as Quik1, a credit provider registered with the National Credit Regulator, and the consumer named below. This is the pre-agreement statement and quotation, and the agreement itself, in one document.
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Signature
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Draft wording for demonstration. Have your attorney and compliance officer approve the final agreement before it is issued to customers.
Menu
By continuing you agree to our Terms and Privacy Policy. All loans are subject to an affordability check.
Manage your loan
Top-ups are locked
Pay on time and your limit grows. Tap Repay now to pay.